Lendino is an online loan application that enables small and medium sized enterprises (SMEs) to raise capital from investors. This is known as P2P-lending. Companies make an online loan application, which is then checked by a credit-checking tool and a credit specialist. Creditworthy loans are uploaded to the platform, where investors can inspect the terms and lend out money to the companies of their choice. As of today there are no products within this category in Scandinavia.